Paymonetra
A payments app for everyday Nigerians, and a payment gateway for the businesses that serve them. Designed and built by CodeCraft for Monetra Technologies, and maintained by our team since launch.
Everyday money made simple. And a better way for businesses to get paid.
Monetra Technologies wanted one brand for two audiences: people who send money, pay bills and buy digital assets from their phone, and businesses that need to collect payments by bank transfer and USDT without building it themselves. Both had to feel simple, and both had to be safe for real money from day one.
- A consumer app on iOS and Android
- A web dashboard for businesses, on any screen
- Naira and USDT collections
- A developer API with webhooks and documentation
- Support and new releases after launch
The Paymonetra app
One wallet for the money moments of a normal day, built around how people in Nigeria actually pay.
- Send and receive money
- Airtime, data, electricity and cable TV
- Buy, sell and swap crypto
- Gift cards and virtual cards
- Full history with receipts
Monetra Gateway
Businesses accept naira and USDT without building payments themselves. Every payment lands on the right customer automatically.
- Payment links to share anywhere
- A dedicated bank account for each customer
- USDT on TRON and BNB Chain, with QR codes
- Live balance, settlements and withdrawals
- Test mode, API, webhooks and docs
Built for the people who use it every day. Clear numbers, no guesswork.
End to end, and still going.
Product and UX
Flows that make money tasks feel simple, for first-time and power users.
Mobile apps
iOS and Android apps, through App Store and Google Play review.
Business dashboard
A responsive web dashboard with light and dark modes.
Payments and ledgers
Collections, settlements and payouts that reconcile cleanly.
Verification and security
Account verification, limits and controls built in from the start.
Developer platform
An API, signed webhooks, test mode and public documentation.
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